Christo Mulder Attorneys

Usufruct, Usus and Habitatio: What is the difference?

Usufruct, usus and habitatio are personal servitudes. These servitudes are sometimes considered as an estate planning tool to reduce estate duty, but testators don’t always realise what this entails and the burden it could place on the heirs.   What is a personal servitude? A personal servitude is always constituted in favour of a particular […]

Usufruct, Usus and Habitatio: What is the difference?

Usufruct, usus and habitatio are personal servitudes. These servitudes are sometimes considered as an estate planning tool to reduce estate duty, but testators don’t always realise what this entails and the burden it could place on the heirs. What is a personal servitude? A personal servitude is always constituted in favour of a particular individual […]

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